During our Registration Interview I ask our candidates if they have Nanny insurance. I would estimate only 20% of nannies have Nanny Insurance, unless they are Ofsted registered, where having nanny insurance is part of their registration process.
Why should I need Nanny Insurance?
It is important to have Nanny insurance our view, here at the Nanny Connection. Here are the reasons why.
Nanny Insurance covers you for:
Accidental bodily harm
Third Party property damage
Accidental admission of drugs and medicines.
Personal accident cover
Claims made against you
With some policies they will also have legal, tax and counselling helplines, which can be helpful in stressful situations, which looking at the list above, would all be stressful situations for any Nanny.
For professionalism and peace of mind we feel it is a big benefit for a Nanny to have specialised insurance.
Here are some companies that offer Nanny Insurance
Morton Michel £64 per year for Ofsted Registered Nannies or £73 per year
Pacey You need to be a Pacey member to access their insurance. The membership fee is £111.40 per year, and then the insurance is an extra £32.48. You do get a lot of extra benefits with becoming a Pacey member.
Nanny Insure (by Nannytax) £70 per year.
Childcare.co.uk You need to be a Gold Member of this site to access the insurance.